I went on a ride with the local HOG chapter yesterday: Toys For Tots, delivering toys to the Salvation Army. It was pretty nippy. But I had a very interesting conversation with one of the SA people who explained the vetting process they do when people ask for help. Almost all of the people who get assistance are working multiple jobs - they just can't make ends meet.
This holiday season, if you're looking for a group to give money to the Salvation Army is one to think about.